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Important information
Al Rayan Bank is a wholly Sharia compliant bank. However, on occasions third party documentation may prescribe the use of conventional banking terminology. Please note that on such occasions, Al Rayan Bank only follows established and fully approved Islamic finance principles.
To illustrate, terms used in third party documentation and the corresponding Islamic finance principle used are shown below:
| Conventional banking terminology | Islamic finance principle used by Al Rayan Bank |
| repayment | redemption/payment (subject to context and product) |
| fixed profit | fixed term deposit |
| repaid | redeemed/paid (subject to context and product) |
| borrower | customer |
| borrowing/borrow | obtaining finance |
| lending | financing |
| mortgages | home finances/HPPs |
| lenders | finance providers |
| loans/advances | finances |
| notes | sukuk |
| noteholders | sukuk holders |
| interest charge | Al Rayan Bank does not pay interest or charge any interest |
| interest | profit or rent (subject to context and product) |
| loan to value | finance to value |
| debt | financial obligation |
More information on AlRayan Bank
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AlRayan Bank Group
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Values and heritage
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Ethical banking
Why is Islamic banking considered ethical?
