Instant access savings

Earn profit not interest on your savings and have access 24/7 with our award winning instant access savings accounts.

Our instant access savings products

Filter by

Access level
Access with notice

Get access to your money with 120 days’ notice. These accounts typically pay more than instant access savings.

Fixed term

Put your money away for a set period of time in return and get the highest expected rate of profit.

Instant access

Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

Account name Minimum deposit Expected profit rate Sort ascending Access level
Everyday Saver (Issue 3) £5,000 3.80% Instant access View account
Instant Access Cash ISA (Issue 3) £50 2.30% Instant access View account

Filter by

Access level
Access with notice

Get access to your money with 120 days’ notice. These accounts typically pay more than instant access savings.

Fixed term

Put your money away for a set period of time in return and get the highest expected rate of profit.

Instant access

Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

Account name
Everyday Saver (Issue 3)
Minimum deposit
£5,000
Expected profit rate
3.80%
Access level
Instant access
Account name
Instant Access Cash ISA (Issue 3)
Minimum deposit
£50
Expected profit rate
2.30%
Access level
Instant access

Which type of savings account is right for you?

  • Instant access

    Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

  • Fixed term

    Put your money away for a set period of time in return and get the highest expected rate of profit.

Your eligible deposits held by a UK establishment of Al Rayan Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.  

See how you're protected
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More savings accounts and information

  • Instant access savings

    Earn profit on your savings and have access 24/7.

    Find out more

  • Digital Banking

    You need to download and register for Digital Banking before you can open a new account with us. 

    Find out more

  • A guide to expected profit

    Learn why Islamic banks pay profit rather than interest.

    Find out more

  • Fixed term savings

    Earn a higher level of profit on your savings with a Fixed Term Deposit.

    Find out more

Frequently asked questions

Award winning savings accounts

We have been awarded the Best Cash ISA Provider at the Moneyfacts® Awards 2021 and have been Highly Commended as the Best Bank Saving Provider.