Present with pink flowers

Cash ISAs

Individual Savings Accounts (ISAs) are a tax efficient way to make the most of your money.

 

See full range

Find your saving product

We've found 3 matching products

24 Month Fixed Term Deposit Cash ISA

Our 24 Month Fixed Term Deposit cash ISA provides security by enabling you to make a tax free, lump-sum investment over a fixed period of time.
0.50%
£1,000
Find out more

12 Month Fixed Term Deposit Cash ISA

Our 12 Month Fixed Term Deposit cash ISA provides security by enabling you to make a tax free, lump-sum investment over a fixed period of time.
0.40%
£1,000
Find out more

Instant Access Cash ISA (Issue 3)

Our Instant Access Cash ISA gives you access to your money whenever you need it whilst allowing you to generate a tax free return.
0.35%
£50
Find out more

About Individual Savings Accounts (ISAs)

ISAs are a tax efficient way to make the most of your money. You can use ISAs to save cash or invest in stocks and shares, however, Al Rayan Bank only offers a cash ISA.

  • There is a limit to the amount that you can pay into a cash ISA in any one tax year, and you can only open one new cash ISA in any one tax year
  • The current ISA allowance is £20,000^ in the current tax year
  • You can invest the full amount in either a cash ISA or a stocks and shares ISA, or a combination of both
  • You cannot pay into more than one Cash ISA each tax year, and you cannot pay into more than one Stocks and Shares ISA each tax year
  • You can pay into one Cash ISA and one Stocks and Shares ISA each tax year

^This is our understanding of the current tax laws which may be subject to change.

Your eligible deposits held by a UK establishment of Al Rayan Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.  

See how you're protected
FSCS badge

More savings accounts and information

 

  • Deckchair on the beach

    Instant access savings

    Earn profit on your savings and have access 24/7.

    Find out more

  • Present with pink flowers

    Cash ISAs

    Individual Savings Accounts (ISAs) are a tax efficient way to save.

    Find out more

  • Coins and nature, symbolising ethical savings

    A guide to expected profit

    Learn why Islamic banks pay profit rather than interest.

    Find out more

  • Birthday cake with candles

    Long term savings

    Earn a higher level of profit on your savings with a Fixed Term Deposit.

    Find out more

Frequently asked questions

Award winning savings accounts

We have been awarded the Best Cash ISA Provider at the Moneyfacts® Awards 2021.