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AlRayan Bank boosts 12-month Fixed Term Deposit to table-topping 5.12% EPR

AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
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Preview Marilyn Fairholme
I joined the Bank a year ago as a senior project manager, working with the Operations team in Birmingham. I mainly work on strategic change management projects but also support business as usual activities. It’s a busy and satisfying role.
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Online criminals are always looking for ways to trick you. A common scam is when a criminal calls an individual pretending to be from their bank, or another trusted organisation, asking them to transfer some money.
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In 1983, our smallest-denomination banknote became our largest denomination coin when the £1 coin was introduced. To mark its 40 birthday, we bring you 10 fascinating facts about this useful little coin.