How does 'expected profit' work for long-term savings accounts?

Savings products offer an expected profit rate, not a fixed rate, because with investment there is always an element of risk. This is highly managed by the Bank so that the risks of not achieving the expected profit rate are extremely low.

Since Al Rayan Bank started its operations in 2004, under its existing name and its previous name, Islamic Bank of Britain (IBB), the Bank has always achieved the expected profit rate offered to its customers and has sometimes paid more.