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AlRayan Bank boosts 12-month Fixed Term Deposit to table-topping 5.12% EPR

AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
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Al Rayan Bank, the UK’s most successful Sharia-compliant bank, recorded double digit growth in total assets in the year ending 31 December 2024 as the bank continued to expand its financing books in commercial property finance (CPF) and premier banking.

The Bank reached £2.84 billion in assets – up 14 per cent on the previous year – with pre-tax profits reaching £23.47 million, the second highest financial performance in its history.
Preview Sallie Rushton
My career had mainly been focussed in customer service when, in 2018, I decided that I’d like to try something different, and I joined Al Rayan Bank as a Management Information and Data Specialist.
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London remains the top global destination for Gulf Cooperation Council (GCC1) investment, with planned long-term spending in the property market set to rise significantly, according to a new report from the UK’s most successful Islamic Bank, Al Rayan Bank.