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AlRayan Bank boosts 12-month Fixed Term Deposit to table-topping 5.12% EPR

AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
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GCC investment continues to pour into the UK capital over the last 12 months to take advantage of cut-price deals, according to the latest GCC Investment Barometer from AlRayan Bank.
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I joined AlRayan Bank in 2017 after spending over three decades in managerial roles within conventional real estate at other banks. I was drawn to the opportunity to work for an Islamic bank, recognising the growing global significance of the Islamic finance sector.
Preview Mohiuddin Dulal
I first joined AlRayan Bank on 20 November 2006 as a fresh graduate and over the years, I’ve worked in several roles where I progressed through multiple promotions. After a brief break, I rejoined in February 2016 and can now proudly count around 19 years of service with the Bank.