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AlRayan Bank boosts 12-month Fixed Term Deposit to table-topping 5.12% EPR

AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
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Britain has a long history of coin use and manufacture. We first began importing coins in the Iron Age, around 150BCE, and we started making our own money in about 100BCE.
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Black Friday and Cyber Monday may have begun as an American tradition, but it has now been fully embraced. The last weekend in November is now the UK’s biggest retail event of the year.
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Over my time at the Bank, I have been fortunate enough to hold a variety of different roles.