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AlRayan Bank boosts 12-month Fixed Term Deposit to table-topping 5.12% EPR

AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
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Preview Nigel
What initially attracted me to work at Al Rayan Bank, was the opportunity to gain experience and knowledge in areas beyond my specific role; to deal with multiple departments including senior management; and have ample scope to add value and influence decision making.
Preview EV
Jonathan McVicar, Head of People Operations, is one of many colleagues to take advantage of the Bank’s Electric Car Scheme
Preview Keith Fitzsimons
I joined the Bank five years ago as Real Estate team manager. During my time in the Bank I have had this single role, but it has evolved so much that I’ve had great opportunities to learn and develop.