AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
Last year, UK Prime Minister, Boris Johnson had called the first national lockdown just weeks before Ramadan began, meaning that no traditional communal practices could take place. This year, Ramadan falls at the end of the latest lockdown and will be impacted by the government’s roadmap out of lockdown.