AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
The COVID 19 pandemic impacted traditional banking methods throughout the UK as customers were unwilling or unable to access banking in branch, at the ATM or by phone.
There is no doubt that we are all getting more used to using contactless payments. While coronavirus certainly increased demand as we were encouraged to reduce contact when paying, it was merely accelerating a growing trend.
The best way to boost your immune system is to adopt a healthy lifestyle. We know this can seem more difficult in winter, but it’s easier than you think. The key is to adopt basic health strategies and stick with them every day.