Israa Abed, Relationship Manager, Premier Banking

I joined AlRayan Bank as a Premier Banking Relationship Manager, following a career that included both private and commercial banking. 

My day-to-day role involves managing a portfolio of high-net-worth clients, structuring credit and lending solutions, evaluating financial profiles, and ensuring every recommendation aligns with our clients’ needs, the Bank’s ethical banking model, and regulatory compliance and risk management principles.

One of the things I value most about my role is the opportunity to work collaboratively. Since joining, I have built strong connections with colleagues and clients, allowing me to refine my expertise in Premier Banking and tailor financial solutions to meet diverse needs.

I joined the Bank because of the opportunities it provides for growth, professional development and building meaningful client relationships. I really do value being able to contribute to strategic assignments and collaborate with talented teams across the Bank. The dynamic environment keeps me engaged, and the Bank’s commitment to excellence, compliance, and innovation aligns with my own professional standards. 

I believe that the Bank’s success lies in its consistent focus on client service, and ability to adapt to evolving financial needs while maintaining strong industry partnerships. That, paired with a strong team dynamic and leadership that supports innovation, makes it a special place to work. Learning about Islamic finance and how those principles shape our services has also been enriching, as it's helped me see financial services from a fresh and values-led perspective.

Even though I’ve only been here a short time, I’ve noticed changes as the Bank continues to evolve. There’s the ongoing digital transformation, and improvements in credit submissions have helped simplify and streamline how we serve clients. Some things have remained consistent: the Bank’s commitment to compliance, risk management, and outstanding client care hasn’t wavered. Neither has the supportive, collaborative culture.

Looking ahead, I believe the Bank is well-positioned for the future. Our strong focus on digital transformation, including enhanced online banking and fintech integration, will continue to streamline our client services. As regulatory frameworks become more complex, compliance and risk management will remain central to ensuring alignment with global standards. At the same time, expanding partnerships and pursuing international collaborations could unlock new opportunities for growth, particularly in Premier Banking and wealth management.