AlRayan Bank UK reports another year of strong profitability and asset growth
30 March 2026, London, UK: AlRayan Bank UK, the country’s longest‑established and most successful Sharia‑compliant bank, today announced its financial results for 2025, marking another year of strong delivery, disciplined execution, and strategic progress. The Bank achieved a pre‑tax profit of £23.59 million, its fourth consecutive year of profit in excess of £20 million, while advancing its transformation agenda and deepening its position in its core markets.
Total financing assets grew 18% to £2.49 billion, driven by exceptional momentum in Structured Real Estate (SRE), which rose 35% to £1.60 billion. Premier Banking increased 12% to £353 million as the Bank expanded its franchise across GCC markets. For the first time, total assets surpassed £3 billion, while customer deposits strengthened to £2.48 billion, reflecting continued trust in ethical, Sharia‑compliant banking.
Michael Williams, Chairman of AlRayan Bank, commented, “2025 was a year defined by clarity of purpose and strategic discipline. Despite global uncertainty and margin pressure across the UK banking sector, we continued to grow sustainably while investing in capabilities that will underpin our long‑term success. Our strengthened partnership with our parent bank, robust governance, and sharp focus on our core markets position us well for the next phase of growth.”
Delivery of strategic priorities continued, including the launch of APEX (Achieving Productivity Excellence) - a major programme modernising technology and streamlining processes. APEX delivered over 2,000 working hours in efficiency gains, with further enhancements planned through 2026.
The Bank also rebranded in May, refreshing its visual identity and sharpening market positioning. The rebrand signalled renewed ambition and closer alignment with its Qatari parent bank and was “Highly Commended” at the 2026 Financial Promoter Awards.
Investment in people remained central to AlRayan Bank’s progress. Employee engagement reached 87% from a 96% participation rate, well above industry benchmarks. This strong cultural foundation was recognised in January 2026 when the Bank was named “Best Company to Work For” at the HR Brilliance Awards.
CEO Giles Cunningham added, “This year’s results demonstrate the strength of our strategy and the discipline with which we execute. Surpassing the £3 billion asset milestone reflects the scale we are now achieving, while improvements in technology, resilience, and leadership ensure we are building a modern, agile bank. With continued support from our parent bank and the dedication of our exceptional people, we are ready to accelerate our ambitions and enhance our impact for customers.”
AlRayan Bank also advanced its ESG commitments, maintained carbon neutrality, and strengthened cybersecurity and operational resilience throughout the year.
As the Bank progresses through 2026, mindful of the prevailing economic and geopolitical challenges, it remains focused on growth in SRE, deepening GCC relationships, and delivering a best‑in‑class experience rooted in ethical, Sharia‑compliant finance.
Founded in 2004, AlRayan Bank is authorised by the PRA and regulated by both the FCA and PRA.