AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
AlRayan Bank, the UK’s largest and most successful Sharia-compliant bank, has announced that its total assets have exceeded £3 billion for the first time in its history. This significant achievement underscores the Bank’s sustained growth and strategic transformation, reinforcing its position as the leading force in Islamic finance in the UK.
I joined the Bank in 2018, and from the very beginning I’ve been supported, encouraged and empowered to grow by inspirational colleagues who have shaped my development. The culture here is collaborative, inclusive, and purpose-driven, and creates an environment where everyone is working toward a shared vision.
I joined AlRayan Bank as a Senior Prudential Risk Manager earlier this year. My job is making sure that the Bank has the capital and liquidity it needs to meet its obligations, even if a stress like a financial crisis were to occur.
