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AlRayan Bank boosts 12-month Fixed Term Deposit to table-topping 5.12% EPR

AlRayan Bank has increased the expected profit rate (EPR) on its 12 Month Fixed Term Deposit (FTD) to 5.12%, up from 4.85%. That makes it the best one-year rate across the whole market (Moneyfacts, 29 September 2026).
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On Wednesday 2 December, the Bank of England published a speech titled ‘why Islamic finance has an important role to play in supporting the recovery from Covid – and how the Bank of England’s new Alternative Liquidity Facility can help’.