Moving home can be a daunting process. We're here to help you make it as easy as possible.
The minimum finance amount on our Home Purchase Plans and Buy To Let Purchase Plans is currently £200,000. The minimum property value is currently £307,692.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN
Islamic home finance
With our Islamic home finance products, you pay rent not interest when you purchase or refinance a property.
Unlike conventional mortgages and refinances, Al Rayan Bank's Sharia compliant Home Purchase Plans (HPP) and Buy to Let Purchase Plans (BTLPP) do not involve interest charges and are based on joint ownership.
Your monthly payment increases your share in the property and includes a payment for the use of the share that the Bank owns. At the end of the finance term you will own the property outright.
Fees Assisted HPPs
Our 'Fees Assisted' range will help you with some of the costs associated with buying a home.
Buy to let
Our Buy To Let Purchase Plans let you invest in property in an ethical, Sharia compliant way.
If you're a UK expat working in another country, our expat range of home finance products is for you.
Home finance help and support
Whether you're a first time buyer, are moving up the property ladder or are looking to invest in property through buy to let, we are here to help and support you through the process.
Our guide to moving home
Looking to move up the property ladder? Maybe you want to downsize. Find out how we can help you.
Our guide for new landlords
Find out whether investing in buy to let property is right for you with our guides and calculators.
Our guide to expat finance
Are you a UK citizen working overseas? If you're thinking of investing in property back home, we may be able to help you.
I have recently dealt with Al Rayan Bank. It has been a pleasure working with them and the experience was quick, easy and effective.
The clear and expert communication made the whole HPP application process easier and stress-free.
This is our 3rd HPP that we’ve taken out with Al Rayan and we will not go with another bank again!
Mr Adil Ali
Frequently asked questions
We answer some frequently asked questions about home finance.
The new way to manage your accounts online
Register for Digital Banking and manage your account on the move through our Mobile Banking app, or from the comfort of your own home through the Desktop Portal.