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Home finance

The minimum finance amount on our Home Purchase Plans and Buy To Let Purchase Plans is currently £200,000. The minimum property value is currently £307,692. 

 

YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN

Preview image for the video "Owning your own home without compromising your faith".

Islamic home finance

With our Islamic home finance products, you pay rent not interest when you purchase or refinance a property.

Unlike conventional mortgages and refinances, Al Rayan Bank's Sharia compliant Home Purchase Plans (HPP) and Buy to Let Purchase Plans (BTLPP) do not involve interest charges and are based on joint ownership.

Your monthly payment increases your share in the property and includes a payment for the use of the share that the Bank owns. At the end of the finance term you will own the property outright.

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    Moving home

    Moving home can be a daunting process. We're here to help you make it as easy as possible.

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    Fees Assisted HPPs

    Our 'Fees Assisted' range will help you with some of the costs associated with buying a home.

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    Buy to let

    Our Buy To Let Purchase Plans let you invest in property in an ethical, Sharia compliant way.

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Frequently asked questions

We answer some frequently asked questions about home finance.

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The new way to manage your accounts online

Register for Digital Banking and manage your account on the move through our Mobile Banking app, or from the comfort of your own home through the Desktop Portal.