Stay safe online
The average Brit now spends 24 hours a week online, with one in five of us spending over 40 hours on the internet. We are shopping, watching shows, messaging friends and banking online. Some of these activities require us to share sensitive information, like our identity and payment cards. While many of us are now aware of how to protect our cards in the real world, we now must apply the same level of safety to our online selves.
The good news is that it’s straightforward and you could start straight away by simply following our list of Dos and Don’ts:
• Do have different passwords for different sites. Spell a meaningful (and memorable) phrase using symbols and numbers for a very secure password, such as: Saving1$TheBest!
• Do check your computer is up to date and install patches and updates regularly. Check out our tip on how to do this here.
• Do read emails and text messages carefully. Phishing messages are sent by email or text and are used to steal your bank login, card details, and even install viruses on your computer
• Don’t share your password. Ever. Identity theft happens when a cybercriminal gets hold of your personal information and uses it to commit fraud. This can include buying goods and services or even taking out finance in your name. Thieves can access your personal information by stealing your password or trick you into giving it on social media sites
• Don’t reveal passwords, PINs or card details to fraudsters that call you on the phone, typically pretending to be from a bank or other reputable organisation, or the police. This is called vishing or ‘voice phishing’. Al Rayan Bank will never ask you for these details over the phone
• Don’t click any links in emails encouraging you to login to a well-known site. Go to the website to log in directly instead
• Don’t share personal information on a website that doesn’t have a ‘https’ URL. URLs are the website ‘address’ that is shown in your browser when you visit a website. They always start with HTTP, but where there is an ‘s’ at the end, as in HTTPS, the S stands for secure and it is safe to type in information like your name, and address. For example, Al Rayan Bank
The threat from internet criminals is continually evolving. Al Rayan Bank takes online safety very seriously. We’ve written a series of tips showing you how to keep safe online – which we update regularly to make sure we keep you informed – that you can find by clicking here.