Buy To Let Purchase Plan

Pay rent not interest when you purchase your buy to let property - rent only and rent & acquisition options available.

YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN

Al Rayan Bank's Buy To Let Purchase Plans (BTLPP) use the Islamic finance principles of Co-ownership (Diminishing Musharaka) with Leasing (Ijara*).

You purchase a buy to let property with the Bank, paying rent* on the portion that we own and acquiring our share through monthly acquisition payments over the term of the finance agreement, or by making a lump-sum acquisition payment at the end of the finance term, if you choose the rent only product.

Discounted Variable Rental Rate Fixed Rental Rate Finance to value (FTV)  
3.14% 3.24%
75% (65% for rent only) Find out more

*Buy To Let Purchase Plan customers in Scotland pay an 'occupancy payment' under a 'co-beneficiaries' agreement.

Note: Buy to Let Purchase Plans are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

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