Al Rayan Bank Edgware Road branch permanently closed on 3 August 2022.

All of customers' current banking arrangements, including account numbers, sort codes and any standing orders or Direct Debits set up remain the same, and if we make any further changes which affect products, either before the branch permanently closes or afterwards, we will write to affected customers separately.

How to continue to bank with us

• Digital Banking: Our Digital Banking app allows you to bank with us easily, quickly and more securely from your phone or computer. The app is available to customers using IOS and Android devices and more information can be found at alrayanbank.co.uk/mobile. Our Business Banking Digital Banking app is available at alrayanbank.co.uk/business-mobile
• Telephone Banking: You can check your balances, transfer money and instruct payments through our 24-7 automated Telephone Banking service. All personal banking customers are eligible for Telephone Banking; if you’re not currently using the service, you can call us to activate it.
• Post: You can continue to deposit cheques into your account by sending them to us directly at Al Rayan Bank, PO Box 12461, Birmingham, B16 6AQ. Please ensure all cheques are payable to yourself.
• Lloyds Bank: A cash and cheque deposit service is available to all Al Rayan Bank customers through all Lloyds Bank branches throughout England and Wales. There is no limit on the number of deposits you can make at a Lloyds Bank branch, but please be aware that each counter visit incurs a £3 fee. The closest Lloyds Bank branch is 167, 169 Edgware Rd, Tyburnia, London W2 2HR

You can deposit cash and cheques at Lloyds Bank branch counters. There is no limit on the number of transactions you can make at the branch counter, however there is a charge of £3 per visit if you are depositing funds into your current account. There is no charge for savings accounts. 

Customer affected by branch closures can continue to bank with Al Rayan Bank in a number of ways:

• Digital Banking: Our Digital Banking app allows you to bank with us easily, quickly and more securely from your phone or computer. The app is available to customers using IOS and Android devices and more information can be found at alrayanbank.co.uk/mobile. Our Business Banking Mobile app is available at alrayanbank.co.uk/business-mobile.
• Telephone Banking: You can check your balances and instruct payments to nominated accounts through our 24-7 automated Telephone Banking service. All personal banking customers are eligible for Telephone Banking; if you’re not currently using the service, you can call us on 0800 408 6407 to activate it.
• Post: You can continue to deposit cheques into your account by sending them to us directly at Al Rayan Bank, PO Box 12461, Birmingham, B16 6AQ. Please ensure all cheques are payable to yourself.
• Lloyds Bank: A cash and cheque deposit service is available to all Al Rayan Bank customers through Lloyds Bank branches throughout England and Wales. There is no limit on the number of deposits you can make at a Lloyds Bank branch, but please be aware that each counter visit incurs a £3 fee.

Maintaining the Account (Current Account Maintenance Fee)

• £5 per month per Current Account
• The monthly fee will be waived where, on the last working day of the month, your account balance  is equal to or greater than £2,500. 

If you do not hold a UK passport and your main residence is not in the UK

• £20 per month per Current Account
• The monthly fee will be waived where you hold at least £50,000 on deposit or if you are a Home Purchase Plan Premier customer. 

Current Account Fee Information Document

Plus a counter fee

• All transactions at Knightsbridge branch counter if you do not meet the threshold - £5 per transaction (max £5 per day)

The debit card limit will be as follows

• Daily withdrawal limit at any ATM £750
• Daily card purchase limit £20,000

For your own benefit and protection, you should carefully read the following terms and conditions.