Umbrellas

Instant access savings

Earn profit not interest on your savings and have access 24/7 with our award winning instant access savings accounts.

Our instant access savings products

Filter by

Access level
Access with notice

Get access to your money with 120 days’ notice. These accounts typically pay more than instant access savings.

Fixed term

Put your money away for a set period of time in return and get the highest expected rate of profit.

Instant access

Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

Account name Minimum deposit Expected profit rate Sort ascending Access level
Everyday Saver (Issue 3) £5,000 4.00% Instant access View account
Instant Access Cash ISA (Issue 3) £50 2.30% Instant access View account

Filter by

Access level
Access with notice

Get access to your money with 120 days’ notice. These accounts typically pay more than instant access savings.

Fixed term

Put your money away for a set period of time in return and get the highest expected rate of profit.

Instant access

Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

Account name
Everyday Saver (Issue 3)
Minimum deposit
£5,000
Expected profit rate
4.00%
Access level
Instant access
Account name
Instant Access Cash ISA (Issue 3)
Minimum deposit
£50
Expected profit rate
2.30%
Access level
Instant access

Which type of savings account is right for you?

  • Instant access

    Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

  • Fixed term

    Put your money away for a set period of time in return and get the highest expected rate of profit.

  • Access with notice

    Get access to your money with 120 days’ notice. These accounts typically pay more than instant access savings.

Your eligible deposits held by a UK establishment of Al Rayan Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.  

See how you're protected
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Frequently asked questions

Stacks of coins with trophies on top

Award winning savings accounts

We have been awarded the Best Cash ISA Provider at the Moneyfacts® Awards 2021 and have been Highly Commended as the Best Bank Saving Provider.